With busy schedules and changing family needs, it’s easy to overlook the details of your health insurance. This simple checklist can help your family stay organized and prepared.  

Know What Your Plan Covers

Review your plan’s benefits, deductible, copayments, coinsurance and out-of-pocket maximum. Knowing these details can help you avoid unexpected costs.  

Check Your Provider Network

Make sure your family’s doctors, specialists and preferred hospitals are in your plan’s network.  

Review Prescription Coverage

Check that your medications are covered and understand your expected costs.  

Know Your Important Deadlines

Keep track of Open Enrollment, Special Enrollment Periods and deadlines for adding or removing family members from your plan.  

Keep Your Information Updated

Make sure your insurance company has current information for everyone on your plan, including changes to your address or family status.  

Review Your Coverage Every Year

Your family’s needs can change from year to year. During Open Enrollment, take time to compare your current plan with your available options.  

Know Where to Get Help

Keep your insurance company’s contact information handy and know where to find your plan documents, provider directory and claims information.  

A Few Minutes Can Make a Difference

Health insurance may not be something your family thinks about every day, but staying organized can help you make the most of your coverage and avoid unnecessary surprises.

Keep this checklist handy and give your coverage a quick review whenever your needs change. Make sure your coverage is working for you, not against you.